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How it works The Home Trust Secured Visa is a credit card that requires a security deposit for eligibility. Your credit limit is then set at the amount of the deposit. You can put down as little as $500, or as much as $10,000. If you decide to cancel your card, you can just pay off your outstanding balance, and you'll get your security deposit back from Home Trust. And Home Trust is a Member of Canada Deposit Insurance Corporation (CDIC) (1-800-461-2342). The application process is very simple and almost everybody is approved! Of course, if your application is not approved, your security deposit will be immediately returned to you. Application & More Information
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